Privacy Policy

Information We Collect

When you use talarionexq's financial forecasting and budgeting platform, we collect several types of information to provide you with personalized financial insights and improve our services.

• Personal identification information including name, email address, and phone number when you create an account
• Financial data you input for forecasting purposes, including income, expenses, and budget categories
• Usage data about how you interact with our platform, including features accessed and time spent
• Technical information such as IP address, browser type, operating system, and device identifiers
• Communication records when you contact our support team or participate in surveys

How We Use Your Information

Your information helps us deliver accurate financial forecasts, personalized budgeting recommendations, and continuously improve our platform. We're committed to using your data responsibly and transparently.

• Generate personalized financial forecasts and budgeting insights based on your input data
• Provide customer support and respond to your inquiries about our services
• Send important account updates, security notifications, and service announcements
• Analyze usage patterns to improve platform functionality and user experience
• Comply with legal obligations and prevent fraudulent or unauthorized activity
• Develop new features and services that better serve your financial planning needs

Data Protection and Security

We implement comprehensive security measures to protect your financial information. Our systems use industry-standard encryption and security protocols to safeguard your data against unauthorized access, disclosure, or misuse.

Our security measures include secure data centers, regular security assessments, employee access controls, and monitoring systems that detect unusual activity. We also maintain incident response procedures to address any potential security concerns promptly.

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share limited information only in specific circumstances outlined below, always with appropriate safeguards in place.

• With trusted service providers who assist in platform operations, under strict confidentiality agreements
• When required by Australian law, court orders, or government requests for legitimate purposes
• To protect our rights, property, or safety, or that of our users or the general public
• In connection with business transfers, mergers, or acquisitions, subject to continued privacy protection
• With your explicit consent for specific purposes you've approved

Your Rights and Choices

Under Australian Privacy Principles and applicable privacy laws, you have several rights regarding your personal information. We're committed to helping you exercise these rights effectively.

• Access your personal information and request copies of data we hold about you
• Correct inaccurate or incomplete information in your account or our records
• Request deletion of your personal information, subject to legal retention requirements
• Withdraw consent for certain data processing activities where consent is the legal basis
• Export your financial data in a portable format if you decide to switch platforms
• Opt out of non-essential communications while maintaining important account notifications

To exercise these rights, contact our privacy team using the details provided below. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

Data Retention

We retain your information only as long as necessary to provide our services and comply with legal obligations. Different types of information have different retention periods based on their purpose and legal requirements.

Usage logs and technical data are typically retained for two years. Marketing communications preferences are maintained until you opt out. When data reaches its retention limit, we securely delete or anonymize it.

International Data Transfers

While our primary data processing occurs within Australia, some information may be transferred to trusted international service providers. All international transfers comply with Australian Privacy Principles and include appropriate safeguards.

When we transfer data internationally, we ensure adequate protection through standard contractual clauses, adequacy decisions, or other approved mechanisms. We maintain the same level of protection regardless of where your data is processed.

Cookies and Tracking

Our platform uses cookies and similar technologies to enhance your experience, remember your preferences, and analyze platform usage. You can control cookie settings through your browser preferences.

• Essential cookies that enable core platform functionality and security features
• Preference cookies that remember your settings and customization choices
• Analytics cookies that help us understand how users interact with our platform
• Performance cookies that assist in optimizing loading times and system efficiency

Updates to This Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. We'll notify you of significant changes through email or platform notifications.

Minor updates will be posted on our website with the revised effective date. We encourage you to review this policy regularly to stay informed about how we protect your privacy.